How Much Does Car Insurance Cost?


If you don’t remember anything else from this blog, remember these two things: (1) You get what you pay for, and (2) Not all insurance companies are created equal.

I help my clients everyday find the right coverages and premiums that fit their needs and budgets. Sometimes, I have to remind them that switching insurance companies may save you a few dollars, but at what cost? You get what you pay for, and that could mean poor customer service and claims headaches. Who has time for that?!

Differences in Coverage

At first glance, car insurance companies may all look the same; however, they do have varying policies and coverages that can affect you. For example, insurance companies have different tow coverage policies. Some have a network of tow trucks that you can use at no out-of-pocket cost to you, whereas others will reimburse you after you pay for it upfront and submit the receipt for repayment.

Customer Service

Some insurance companies do not have 24/7 customer service hotlines. So, if you want to speak with someone regarding your payment…Well, you may only be able to do that between 9-5.

Websites + Apps

Some carriers allow you to view and download important policy documents from their website and make payments online or via their app. These resources can help you manage your policy on your own when your agent may not be available.

Claims, Claims, Claims


Does the carrier have a fast and easy claims process? This is the time when we need insurance the most!

Don’t make the mistake of shopping for car insurance on price alone. It’s more important to select an insurance company that will be there when you need it and is able to pay its claims. It’s also important to talk to others about their experiences, especially when it comes to handling claims. You want a company that is easy to work with and is fair about paying claims.

At William Penn Insurance, we’ll help you select the right coverages to keep you protected without breaking the bank. Need more information on auto insurance or want to request a quote today? Call William Penn Insurance at 717-900-8658 or email William Penn Insurance is a licensed independent agency serving drivers in Pennsylvania, Louisiana and Maryland.