Through all of our years of doing insurance we have been able to develop ways to get cheaper car insurance pricing.
Reduce accidents/claims and moving violations
Pay ON TIME preferably on autopay or in full for the policy term
Where you live matters, and how long you live there
Make sure the address on your drivers license and registration is correct
Check the insurance prices on the different cars you may be looking at because the type of car MATTERS
How long you had prior insurance for. Meaning never having a lapse in coverage and staying with one carrier for at least 1-2 years. More discount offered the longer you stay with the other carrier.
Shop insurance rates every 2 years
Shop through an independent agent (they have multiple companies)
Sometimes bundling helps; renters insurance or even motorcycle.
Allowing drivers on your policy'; those who live with you as either drivers or non drivers and those who don’t live with you that actually do drive your car
Type of coverage; having higher limits helps you overtime have cheaper/better insurance so be careful what limits of liability you have
Types of insurance company; believe it or not if you are coming from a lesser known company it can affect how other carriers view you, so get with the best carrier you can sooner